High-risk merchants
Getting a merchant account is hard. Keeping it is harder. We build the website, the funnel and the channel plan that underwriters, card brands and ad platforms are comfortable with, so growth does not cost you your processing.
The underwriter's read
What a reviewer checks on your site
We build every one of these in from the first page. We are not a processor and cannot approve an account.
Act IThe problem
It is rarely one thing. It is the pattern an underwriter sees, and your marketing is part of what they are watching.
Vague products, hidden pricing, no refund policy and no real contact details. The first page a reviewer opens should answer their questions before they ask.
When customers cannot match the charge on their statement to your brand, they dispute it instead of asking. That is a chargeback you could have avoided.
Marketing that promises more than the product delivers turns directly into refunds, disputes and complaints, which is the ratio card brands monitor.
Unclear recurring billing is one of the fastest routes to disputes and to regulator attention.
Act IIWhat we do
Clear products and prices; refund, cancellation, shipping, terms and privacy pages; real contact details; and a checkout that says exactly what the customer is agreeing to.
Honest claims, clear subscription terms and confirmation emails that match your descriptor. Fewer surprised customers, fewer chargebacks.
We know which ad platforms take your category, which need certification and which will not, and we build around the channels that stay open: search, content, email, partnerships and disclosed creators.
Crypto checkout for businesses that want an alternative alongside card processing, built by a team that runs its own protocol on Base, an Ethereum layer 2.
Act IIIThe line
We are not a processor, an ISO or a bank, and we cannot approve your account.
We do not cloak pages, cycle ad accounts or hide what you sell. Those tricks work until the day they end the business.
Selling CBD? See cannabis and CBD marketing. Taking crypto? See DeFi and crypto marketing.
Act IVQuestions
No one honest can promise that, and we are not a processor, an ISO or a bank. What we can do is make sure your website and funnel give an underwriter no reason to say no.
Usually, yes. Send us the processor's notes and we will tell you what needs to change and how long it takes.
Where the platform allows the category, yes, inside its rules. Where it does not, we will not try to sneak past review. We build the channels that stay open instead.
We build subscription checkouts that show the terms before payment, get clear consent and make cancelling easy, which is what US law expects. Your counsel signs off on the final terms.
Call upon the forces of heaven
Book an hour with Paul. Send the processor's notes or your current site, and get a straight list of what to fix.
WhatsApp calls only. Based in Tbilisi, working worldwide.